Financial coaching
new!!
Interested in attending Dave Ramsey's 9-week, Financial Peace University Course?
**Now Available**
Financial Coaching at Phil Lyman, CPA is now offering this course to individuals, one-on-one. If you'd like to go through this course with a certified Dave Ramsey Financial Coach by your side, give us a call today and we can arrange the details.
Background/credentials
Lexus first got introduced to Dave Ramsey (national business and financial expert) while taking a money management course in Idaho, four years ago.
Since then:
-Led numerous 9-week Dave Ramsey Financial Peace University courses
-Read: The Total Money Makeover and various other books by the Dave Ramsey personnel
-Listens weekly to The Dave Ramsey Show
-Completed the Personal Finances for Self-Reliance program with The Church of Jesus Christ of Latter-day Saints
AND
-Completed the Dave Ramsey Financial Coach Master Training program to become a certified financial coach
Additionally:
-AS from USU-Blanding
-BS in accounting from SUU
details
What is financial coaching?
Financial coaching is establishing a financial plan tailored to your individual circumstances and centered around the principles taught by Dave Ramsey to:
-pay off debt
-save for retirement, children's schooling, a home, etc.
and
-build wealth to GIVE!
For those who have attended/are familiar with Financial Peace University, it's the same concept but in a one-on-one setting, rather than a group.
What
is it?
Financial coaching is establishing a financial plan tailored to your individual circumstances and centered around the principles taught by Dave Ramsey
What is financial coaching?
Financial coaching is establishing a financial plan tailored to your individual circumstances and centered around the principles taught by Dave Ramsey to:
-pay off debt
-save for retirement, children's schooling, a home, etc.
and
-build wealth to GIVE!
For those who have attended/are familiar with Financial Peace University, it's the same concept but in a one-on-one setting, rather than a group.
What is financial coaching?
Financial coaching is establishing a financial plan tailored to your individual circumstances and centered around the principles taught by Dave Ramsey to:
-pay off debt
-save for retirement, children's schooling, a home, etc.
and
-build wealth to GIVE!
For those who have attended/are familiar with Financial Peace University, it's the same concept but in a one-on-one setting, rather than a group.
Who
is it
Recently experience a significant life event?
(Retirement, death, divorce, children, marriage, job change, move, etc.)
Financial Coaching is for you.
for?
Who is financial coaching for?
Short answer: ANYONE in ANY situation, but here are a couple of key areas:
Stressed out with your current financial situation? Wonder where your money goes?
Financial coaching=for you.
Doing well with your money but feel there is room for improvement?
Financial coaching=for you.
Recently experience a significant life event? (Retirement, death, divorce, children, marriage, job change, etc.)
Financial coaching=for you.
Financial coaching helps those who are struggling to do well and those who are doing well to do better.
Why should I engage in financial coaching?
-Are you sick of barely making it by every month?
-Are you sick of wondering where your money goes?
-Are you ready to create a comprehensive plan for your finances?
-Are you ready to prepare to leave a legacy?
These are all goals of what to accomplish through financial coaching. If you desire these or want help with any others, our one-on-one discussions will help you get there.
Why
is it
Are you sick of wondering where your money goes?
-Let's make a change.
for me?
Where
is it
In-house in Blanding, UT
OR
remotely
over the phone/internet
done?
Where does financial coaching take place?
Typically, financial coaching occurs in the office at Phil Lyman, CPA.
However, in a world of technology, it is not limited to the office located in Blanding, UT.
For those interested, services are also offered via phone or the internet.
When is financial coaching is available?
Currently, financial coaching hours are Monday-Thursday, 9-5 pm.
HOWEVER, additional times are available upon request.
When
is it
Monday-Friday
8 am-5 pm
Additional times available upon request
done?
78% of Americans are living paycheck to paycheck
-CareerBuilder, 2017
Approximately 66% of Americans would struggle to pay for an $1,000 emergency
-CareerBuilder, 2017
$$
The accompanying statistics are evidence of the need for financial coaching
Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge."
– Dave Ramsey
The average consumer debt: $180,018 in mortgages, $50,868 in student loans, $29,058 in auto loans, and $16,425 in credit cards.
-NerdWallet, 2017